Why Me?

Lynda Smith Mortgages

More Options, and Great Rates

Having access to more lenders and products lets us better serve our mortgage clients. Your bank or credit union has only its own mortgage products and mortgage rates to offer. As a licensed mortgage advisor , I have access to mortgage rates and products from over 40 Mortgage Lenders. I match the right mortgage rate, lender, and product with your needs.

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Every Client Has Different Needs

Whether you're a first time home buyer, a self-employed professional, new to Canada, renewing your mortgage, refinancing, buying a vacation or rental property, or just looking for ways to pay off your mortgage earlier, I work to find the right lender and mortgage product for you.

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Paid by the Lender, Not You

Residential mortgage brokers are paid by the mortgage lender, except in cases in which private or commercial financing arrangements are made.

How I Can Save
You Money

Mortgage Advisors are Licensed Mortgage Professionals

As a Mortgage Advisor, I am licensed in BC as sub-mortgage broker, and all mortgage business I carry out is governed by rules ensuring mortgage advice that clients receive suits the client's needs. Licensing is not required of mortgage representatives in banks and credit unions.

A Growing Trend

In Canada,1 in 4 mortgage borrowers are using the service of a mortgage broker, and almost 1 in 3 in BC. Our clients include: working families, professionals, retirees, first time buyers, self-employed clients, buyers of rental & vacation properties, new immigrants, and clients who are refinancing or renewing their mortgages. Anyone who wants to be sure they are getting the best mortgage product and mortgage rate for their situation, is now using a mortgage broker.

Proud to be Specialists

Unlike a bank or credit union, I won't ask you about moving your other investment business from your current institution. I am a mortgage specialist, period.